Your specialists in complex risk situations.
Ever-increasing legal challenges and international character present you and your business model with equally complex risks. We accompany you and support you on this journey.
Finlex – the IPO Powerhouse
Experience and know-how coupled with international market access are of particular importance. Individual advice and a tailored insurance solution, which are also guaranteed worldwide through our network partners, are decisive criteria.
As experts in the field of financial lines, we deal with complex risk situations every day, especially IPOs and their transfer to the insurance market – at every stage of your company’s development.
Our promise
Product development
As experts in the field of financial lines, we continuously adapt our product portfolio to the legal framework and the market conditions.
Innovation
We recognize the current requirements of the market and develop customized and innovative products.
Expert knowledge
We support you in complex issues and risk situations with our extensive market expertise.
Digitization
The digitization of our business processes provides maximum efficiency and thus maximum time savings for your company.
- Broad international insurer network
- Renowned customers
- Numerous industries
- Innovative products
- Specialized claims experts
- Finlex special concepts
- Premium terms and conditions
Thanks to our long-term experience, we know what is important in claims processing
Case studies of complex situations
D&O insurance is used to cover the personal liability risk of the acting responsible persons, in particular the executive bodies of the participating companies:
– Liability of the bodies/managing directors vis-à-vis the company (“internal liability”/”external liability”)
– Personal liability of the bodies resulting from their activities as bodies vis-à-vis third parties
D&O/E&O insurance is a combined financial loss liability insurance for the “classic” personal liability risks of members of corporate bodies (D&O insurance) and the liability risks arising from operational business activities (E&O insurance). E&O insurance covers the liability risk of the legal entity (the insured company) and all persons acting on its behalf (including employees) “outside the activity of corporate bodies” towards third parties.
The combination of the two insurances avoids gaps in coverage or problems in case of a claim, which very often arise when only D&O insurance is purchased.
Every business is exposed to a variety of risks, and as a business owner, manager, or employee, you must be legally responsible for your decisions. In this context, the public prosecutor’s office must already ex officio pursue all tips and suspicious facts. There are numerous possibilities: failure to comply with occupational health and safety regulations, endangering consumer protection, environmental pollution and violations of commercial law. The costs of criminal defense are significant.
IPOs or other measures to increase capital (e.g., by issuing additional shares, issuing bonds or through an SPO (Secondary Public Offering)) entail a considerable liability risk for your company. There are numerous possibilities for this. Starting with false information during roadshows, through issuing false/misleading guarantees, to errors in the prospectus. In addition, there are also downstream duties for management (e.g., ad hoc duties), non-compliance with which triggers liability for the members of bodies. An IPO or POSI insurance policy provides the issuing company and its management with insurance coverage for the existing prospectus liability risk.
Reduce your risk as a buyer or seller in a share or asset deal in a M&A transaction. W&I insurance can cover recourse against you and your company from breach of warranty and indemnity claims. This facilitates the clear cut.
Brainfood
Emmanuelle Criado joins German InsurTech company Finlex to lead its newly created French entity
Finlex expands cyber ecosystem in its digital marketplace
Two new Finlex insurance products protect law firm managers and insolvency administrators
Schadenzahlungen in der Cyber-Versicherung steigen erheblich – Finlex bestätigt GDV-Statistik
Insurtech Finlex joins the global UnisonSteadfast network
How inflation is affecting D&O and cyber insurance claims
Invitation to the Euroforum Annual Conference Cyber Insurance 2022
Finlex at the Insurance Forum Austria of the Business Circle
Obituary: Finlex mourns the death of Elmar Buschlinger
